Niche Products

Interest Only available:

• 2/28, 3/27, 5/25, Fixed


• Full Doc or Stated @ 550 FICO


• Use I/O amount to calculate DTI

ZOOM Program :

• 1 day Out of BK up to 100%


• No VOR or VOM up to 100%


• No reserves


• No source and seasoning of funds


• Co-Borrower with less than 500 score OK

Other Products :

• No Condo Add


• TD7 - Go to docs in 7 days or less take .50 off your rate


• Stated wage earner OK


• Up to 90% on Rural


• 3/27 same pricing as 2/28


• No MI on all products


• Consumer Credit Ignored


• 80/20 Financing to 800K


• Non Owner Interest Only


• 1099 Lite Doc

**Currently lending in CA, OR, WA, UT, AZ, CO, NV

(will offer in other states within 60-90 days)